Frequently
Asked Questions
Is there a minimum investment
amount?
What access do I have to my assets?
How often are my assets monitored?
How do you monitor tax considerations?
Where are my assets held?
Can I receive regular distributions?
What if I have investments that I’d like
to keep?
What correspondence can I expect to
receive?
How are fees charged?
What are the steps to investing with Centurion
Counsel?
Is there a minimum
investment amount?
Centurion offers its Strategic Asset Allocation
program to clients with an overall portfolio value of $100,000
or higher. This can comprise of smaller amounts in separate
registrations so long as the aggregate amount meets our required
minimum.
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What access do I have to my
assets?
You can access any or all of your assets with
a phone call. Liquidity is always a consideration when constructing
each client’s individual investment portfolio. By using
individual asset classes with established capital markets, Centurion
can sell off individual securities as the client’s need
arise.
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How often are my assets
monitored?
Your account will be individually reviewed
at least once a month to make sure your allocations are in line
with your investment selections. Our investment professionals
track financial markets on a daily basis and monitor the effect
of corporate and economic news on each security held in our
client accounts.
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How do you monitor tax considerations?
Investor tax situations are always factored
when the custom proposal plan is designed. During the ongoing
management of investor’s portfolios, tax effects are closely
managed and gains and losses are monitored to ensure the highest
after-tax portfolio gain possible.
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Where are my assets held?
Centurion can work with several custodians
depending on where the client’s assets are held. Generally,
Bear Stearns Securities Corp. acts as custodian for many of our Strategic Asset
Allocation accounts. Securities are kept in a segregated account
in the name of the client with Centurion given power of attorney
soley to make trades on the client’s behalf and withdraw
its quarterly management fee.
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Can I receive regular
distributions?
Many of our clients seek to receive regular
distributions from their investment portfolio. We customize
portfolios for these accounts and can offer regular distributions
to accommodate client requests.
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What if I have investments that
I’d like to keep?
Your current portfolio may hold assets which you would like
to retain or may not be able to liquidate. Centurion is able
to incorporate these existing assets in the design of your portfolio.
With Centurion as the manager, we can incorporate existing assets
in the design of your portfolio and will reallocate other assets
accordingly to attempt to improve the overall efficiency of
the portfolio. If you have assets that are illiquid or overly
concentrated in a particular industry or asset class, Centurion
Counsel can employ option strategies to minimize the effects
of these positions on your portfolio performance.
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What correspondence
can I expect to receive?
Quarterly consolidated reports provided by Centurion Counsel
Monthly
reports from our custodian provide transaction and market value
confirmations
Detailed
cost information of securities included in monthly report
Confirmations
of each transaction available immediately directly from the
custodian
Our clients will receive quarterly consolidated
reports to ensure they are aware of their performance on a continuous
basis and Centurion portfolio managers will be available to
address client requests personally.
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How are fees charged?
Centurion uses a fee-based management structure
based on account size and does not charge commissions in its
SAA managed account platform. Accounts are monitored daily by
Centurion's investment professionals and are rebalanced at least
quarterly based on market movements. With Centurion paying for
trading costs, our investors appreciate that our fee structure
is aligned with their interests so that we work together to
allow the client to benefit from our investment performance.
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What are the steps to investing with Centurion
Counsel?
1. After an in-depth discussion with the financial
advisor regarding the investor’s future financial goals,
level of safety and time frame, Centurion Counsel will analyze
the investor’s portfolio as it is currently positioned
to determine what returns can be expected, as well as how much
risk exposure the portfolio has.
2. Centurion Counsel will present recommendations on how best
to reach personal goals by suggesting several portfolio options.
Each will show how diversification can help protect the investor
through changing economic and investment climates.
3. Once a strategy is agreed upon, Centurion Counsel will structure
a diversified portfolio of investments designed to meet the client’s
personal financial objectives. As investment objectives or economic
climates change, positions in the portfolio will be adjusted
accordingly to remain consistent with the investment goals agreed
upon.
4. The implementation of the investment strategy focuses on
disciplined management, time, and a series of strategic short-term
moves. The proceeds are then reinvested to keep the portfolio
in proper balance within the investor’s comfort limits.
5. Throughout the investment process, the money always belongs
to the investor and is available to the investor at any time.
A phone call is all it takes.
6. The client will receive quarterly consolidated reports to
ensure they are aware of their performance on a continuous basis
and Centurion portfolio managers will be available to address
client requests personally.
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